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# Data and Intelligence Company

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## Posts

- [December in Nigeria: Inflation Tracking Report](https://234intel.com/reports/december-in-nigeria-inflation-tracking-report/) - The December 2025 holiday season triggered significant price volatility across Nigeria's consumer economy, affecting essential goods and services nationwide. The period was characterized by sharp cost increases in transportation, hospitality, food services, and social events driven by festive demand, supply constraints, and regional market dynamics.Price movements varied dramatically by location and sector. While commercial hubs
- [IMF releases Article IV Reports on Nigeria](https://234intel.com/finance/imf-releases-article-iv-reports-on-nigeria/) - The IMF has released its Article IV reports, which are an outcome of an assessment of the economy and consultations with Nigerian economic authorities. The IMF commended Nigeria for its successful implementation of critical reforms over the last two years and noted the gains in macroeconomic stability and resilience. It stated that most of the
- [Nigeria secures a $ 747 million Deutsche Bank-led syndicated loan for a coastal highway.](https://234intel.com/finance/nigeria-secures-a-747-million-deutsche-bank-led-syndicated-loan-for-a-coastal-highway/) - Nigeria has secured a $747 million syndicated loan, led by Deutsche Bank, to finance the initial phase of its proposed 700-km (435-mile) coastal highway project, according to the finance ministry on Thursday, July 5, 2025. Finance ministry spokesperson Mohammad Manga stated that this is the largest loan of its kind for road infrastructure in Nigeria.
- [CBN Deadline: Nigerian Banks in Race to Meet Capital Restoration Deadline](https://234intel.com/finance/cbn-deadline-nigerian-banks-in-race-to-meet-capital-restoration-deadline/) - Nigerian commercial banks are scrambling to meet the Central Bank of Nigeria’s (CBN) July 14 deadline for submission of Capital Restoration Plans, as the apex bank moves to phase out the regulatory forbearance regime introduced during the COVID-19 pandemic. The CBN’s directive, issued in June, is part of a broader strategy to reinforce capital buffers,
- [Global Oil Outlook](https://234intel.com/economics/global-oil-outlook/) - OPEC said the global economy may perform better than expected in the second half of the year, despite trade conflicts, and refineries' crude intake would remain elevated to meet the uptick in summer travel, which would help support the demand outlook. In a monthly report released on Tuesday, the Organization of the Petroleum Exporting Countries
- [Report: Polycystic Ovary Syndrome (PCOS) in Nigeria](https://234intel.com/reports/report-polycystic-ovary-syndrome-pcos-in-nigeria/) - Polycystic Ovary Syndrome (PCOS) is a multifaceted endocrine disorder affecting women of reproductive age worldwide. It is characterizedby various clinical symptoms, including irregular menstrual cycles, hyperandrogenism (excess male hormones), and polycystic ovarian morphology visible on ultrasound. The prevalence of PCOS varies widely, influenced by diagnostic criteria and population characteristics. Get the full Report234intel has put
- [Why are top companies leaving Nigeria?](https://234intel.com/economics/why-are-top-companies-leaving-nigeria/) - Introduction The Nigerian economy was disrupted by two decisions Bola Tinubu's administration took as soon as he took office in 2023. Subsidies had to go, and exchange rates had to be allowed to float. The goal was to prevent Nigeria from becoming bankrupt and to start a new phase of reforms. However, the choices had
- [Emerging Market Trends in Nigeria: Key Insights for 2024](https://234intel.com/economics/emerging-market-trends-in-nigeria-key-insights-for-2024/) - Urban Inflation in Nigeria The development or underdevelopment of a nation’s economy depends on key macroeconomic factors such as output, investments, national reserve, per capita income, interest and exchange rates, inflation, etc. Inflation described as the recurrent rise in the overall level of prices for good and services is also a macroeconomic problem which hurts The development or underdevelopment of a nation’s economy depends on key macroeconomic factors such as output, investments, national reserve, per capita income, interest and exchange rates, inflation, etc.
- [Quick Read: Dangote Refinery's Price Forecast and Possible Implications on Nigeria's Fuel Market](https://234intel.com/economics/quick-read-dangote-refinerys-price-forecast-and-possible-implications-on-nigerias-fuel-market/) - Introduction The Dangote Refinery, Africa's largest privately-owned refinery, is poised to transform Nigeria's fuel market. As it prepares to commence operations in September 2024, there is significant speculation regarding its impact on fuel prices, particularly amid the current surge in petrol prices, which have hit N1,000 per liter in some areas. Context and Background Nigeria,
- [The Steel Industry in Nigeria: Current State, Challenges, and Future Prospects](https://234intel.com/economics/the-steel-industry-in-nigeria-current-state-challenges-and-future-prospects/) - Introduction Nigeria's steel industry has long been recognized as a critical sector for the nation's economic development. It has the potential to significantly contribute to industrialization, employment generation, and the overall GDP. However, despite the enormous potential, the sector has faced numerous challenges over the years. This report provides a comprehensive overview of the steel
- [The Trajectory of Investors in African Tech Ecosystem](https://234intel.com/reports/the-trajectory-of-investors-in-african-tech-ecosystem/) - This report's objective is to compile the latest data on investment in the African tech industry and utilize it to steer the future direction of investment on the continent. It offers insights into trends, developments, and influential factors that have contributed to the recent growth in the African tech industry. Click on the download button
- [Nigeria Secures $2.25 Billion Loan from World Bank](https://234intel.com/finance/nigeria-secures-2-25-billion-loan-from-world-bank/) - In a significant financial development, Nigeria has secured a $2.25 billion loan from the World Bank. This loan package, approved in June 2024, comprises two major components: the $1.5 billion Nigeria Reforms for Economic Stabilization to Enable Transformation Development Policy Financing Program and the $750 million Nigeria Accelerating Resource Mobilization Reforms Program-for-Results. These funds are
- [How Modern Technology is Revolutionizing Agriculture in Nigeria](https://234intel.com/information/how-modern-technology-is-revolutionizing-agriculture-in-nigeria/) - Modern technology is significantly transforming agriculture in Nigeria, impacting various aspects from farming techniques to market access and financial services. The integration of digital tools and innovative practices is driving productivity, sustainability, and economic growth in the sector. While the agricultural sector in the country has been adversely affected by security challenges, this article goes
- [Owed Salaries in Nigeria's Informal Sector: An In-depth Analysis](https://234intel.com/finance/owed-salaries-in-nigerias-informal-sector-an-in-depth-analysis/) - Overview Nigeria's informal sector, which constitutes a significant portion of the nation's economy, is plagued by a chronic issue of owed salaries. A recent research reveals that 40% of workers in this sector are owed wages, exacerbating poverty and economic instability in Africa's largest economy. This article delves into the survey findings, explores the underlying Overview Nigeria's informal sector, which constitutes a significant portion of the nation's economy, is plagued by a chronic issue of owed salaries. A recent research reveals that 40% of workers in this sector are owed wages, exacerbating poverty and economic instability in Africa's largest economy. This article delves into the survey findings, explores the underlying
- [The Japa Phenomenon Report](https://234intel.com/reports/the-japa-phenomenon/) - Click Here to Download This Report
- [The Impact of Technology Startups on Nigeria's Economy](https://234intel.com/information/the-impact-of-technology-startups-on-nigerias-economy/) - Introduction Nigeria, Africa's largest economy, has emerged as a leading hub for technology startups, driving innovation and attracting both local and foreign investment. The rise of these tech companies not only marks a significant shift in the economic landscape but also signals the potential for profound socio-economic transformation. This article aims to explore the extent
- [Fuel Scarcity in Nigeria: An In-depth Analysis](https://234intel.com/information/fuel-scarcity-in-nigeria-an-in-depth-analysis/) - Introduction Nigeria, Africa's largest oil producer, is currently grappling with a severe fuel scarcity that is affecting all sectors of its economy and exacerbating the hardships faced by its population. This crisis is not just a temporary inconvenience but a stark reflection of the systemic issues plaguing the nation's petroleum sector, including policy failures, corruption,
- [Naira Abuse in Nigeria: An In-Depth Look at the Causes, Effects, and Solutions](https://234intel.com/information/naira-abuse-in-nigeria-an-in-depth-look-at-the-causes-effects-and-solutions/) - The abuse of the Nigerian Naira, the country's official currency, is a pervasive issue that affects the economy, reduces the lifespan of the currency, and incurs significant costs for the government and the citizens. This article delves into the causes and effects of Naira abuse in Nigeria and explores effective solutions to curb this malpractice.
- [Tourism and Hospitality in Nigeria](https://234intel.com/hospitality/tourism-and-hospitality-in-nigeria/) - The Nigerian tourism and hospitality industries are intertwined. Hence, there is a slim line between them. For context, tourism in Nigeria covers all forms of movement of people to various locations across and beyond Nigeria. Tourism involves the movement of people outside the domestic environment, which is a major reason it serves and is a
- [The Nigerian Entertainment Industry: A Business Mind](https://234intel.com/information/the-nigerian-entertainment-industry-a-business-mind/) - Introduction The Nigerian Entertainment industry (NEI) can be traced back to 1926 when it started with local theatre plays. This local play has transcended significantly over the years to become top compared to global entertainment industries. Regardless of the economic headwinds currently facing the Nigerian economy, the NEI has shown resilience, niche creativity, and commitment
- [Navigating Through the Shadows: The Food Crisis in Nigeria](https://234intel.com/economics/navigating-through-the-shadows-the-food-crisis-in-nigeria/) - Introduction In Nigeria, a nation rich in culture and resources, an imminent crisis rages on — severe food crisis and scarcity. The food crisis, a looming shadow over millions, threatens not only the health and well-being of its population but also the stability and future growth of the country. This article uncovers the heart of
- [Food Price Index Report: Lagos State](https://234intel.com/economics/food-price-index-report-lagos-state/)
- [AFCON 2024: The Ivory Coast Perspective](https://234intel.com/sports/afcon-2024-the-ivory-coast-perspective/) - The 2024 Africa Cup of Nations is here! This year's competition is the 34th edition and is led by the title sponsor - Total EnergiesThe Confederation of African Football competition is set to deliver an exhilarating experience, with 52 matches scheduled to take place across the six approved stadiums by CAF in five cities with
- [Ogun State: Quick Facts](https://234intel.com/information/ogun-state-quick-facts/) - Ogun State, situated in the southwestern region of Nigeria, is a land of rich history, diverse culture, and vibrant economic potential. Known as the "Gateway to Nigeria's South-West," Ogun State serves as a vital link between the country's commercial hub, Lagos, and the rest of the region. Here are some interesting things about the State.
- [Quick Data facts of Some states in Nigeria](https://234intel.com/information/quick-data-facts-of-some-states-in-nigeria/) - 234intel brings you data facts from four states in Nigeria. They are Lagos (South-West), Anambra (South-East), Delta (South-South) and Gombe (North-East). Lagos Anambra Delta Gombe
- [The Nigerian Fintech Industry Report for 2023 is Out](https://234intel.com/finance/the-nigerian-fintech-industry-report-for-2023-is-out-2/) - “234 Intel’s 2023 Fintech report is a one-of-a-kind resource that offers the most comprehensive, accurate, and reliable intelligence on trends, activities, and issues shaping Nigeria’s Fintech landscape.
- [Nigeria's Debt Portfolio: 2015 - 2022 In Focus](https://234intel.com/finance/nigerias-debt-portfolio-from-2015-to-2022-in-focus/) - Nigeria currently has a sizeable debt portfolio consisting of both domestic and external debts. As of December 2022, Nigeria's total public debt stood at approximately $100 billion. The bulk of Nigeria's debt is external debt, which makes up around 60% of the total debt. The country's external debt currently stands at over $62 billion, with
- [Nigerian Ministers: Their Complex Roles and Responsibilities in Government](https://234intel.com/politics/nigerian-ministers-their-complex-roles-and-responsibilities-in-government/) - A minister has a long list of responsibilities. They oversee an entire government department, propose new laws and policies, answer questions in the National Assembly, deal with the media and public scrutiny. Not to mention managing a huge staff, a large budget, and trying to actually get things done in a country with its fair
- [Discover the Wonders of Nigeria: A Travel Guide](https://234intel.com/hospitality/discover-the-wonders-of-nigeria-a-travel-guide/) - As the most populous country in Africa, Nigeria is home to over 250 ethnic groups and more than 500 languages. From the northern savannas to the southern rainforests, Nigeria’s diverse landscapes will captivate you. Climb the breathtaking cliffs at Olumo Rock, see majestic waterfalls in the Mambilla Plateau, or spot rare wildlife in Yankari National
- [A Journey to Kano State: Experience the Heart of Northern Nigeria](https://234intel.com/hospitality/a-journey-to-kano-state-experience-the-heart-of-northern-nigeria/) - Ever wanted to take an adventure far from the well-trodden tourist trail? Pack your bags and hop on a plane, train or a car to Kano, the capital of Kano State, in the Northwest geopolitical zone of Nigeria. This bustling city perfectly introduces the region's people, sounds, and flavours. You'll wander ancient city walls, barter
- [Nigeria's Hospitality Industry: International Organizations  Leading In The Hotel sector](https://234intel.com/hospitality/nigerias-hospitality-industry-international-organizations-leading-in-the-hotel-sector/) - Ever wondered why there seems to be a new hotel popping up on every street corner in Lagos and Abuja these days? Nigeria’s booming hospitality industry and population growth have attracted some of the biggest names in hospitality, and they’re expanding aggressively across the country. You’ve probably spotted their nice hotels and lavish resorts in
- [The Road to Fuel Subsidy Removal in Nigeria](https://234intel.com/politics/the-road-to-fuel-subsidy-removal-in-nigeria/) - You’ve probably heard the news that the Nigerian government recently announced the removal of fuel subsidies. For decades, the government has subsidized the cost of petrol, diesel, and kerosene to make fuel more affordable for citizens. Now, with oil prices rising and government budgets tightening, officials say the subsidies are no longer sustainable. A fuel
- [The Challenges Ahead For Bola Tinubu's Presidency](https://234intel.com/politics/the-challenges-ahead-for-bola-tinubus-presidency/) - THE CHALLENGES AND PENDING KEY DECISIONS TINUBU WILL TACKLE IN HIS PRESIDENCY Fuel Subsidy Removal In Nigeria's closely fought presidential election, Bola Tinubu, who belongs to the same political party as the former President Muhammadu Buhari, emerged as the winner on March 1st. Despite facing stiff competition from two other candidates, Tinubu secured 37% of
- [THE NIGERIAN NAIRA: IT STRENGTH AGAINST SOME AFRICAN CURRENCIES](https://234intel.com/economics/the-nigerian-naira-it-strenght-against-some-african-currencies/) - The official currency of Nigeria, the continent of Africa's largest economy, is the Nigerian Naira (NGN). The Nigerian Naira is one of the most commonly utilised currencies in Africa, hence its value relative to other African currencies has a big impact on regional commerce, investment, and economic stability. This post will look at the Nigerian
- [Tech Spotlight: Emerging Fintech Firms in Nigeria](https://234intel.com/finance/tech-spotlight-emerging-fintech-firms-in-nigeria/) - [pdf-embedder url="http://234intel.com/wp-content/uploads/2023/04/Tech-Spotlight-Emerging-Fintech-Firms-in-Nigeria-1.pdf" title="Tech Spotlight- Emerging Fintech Firms in Nigeria"]
- [Banked Vs Unbanked: Is Nigeria ready for a cashless economy?](https://234intel.com/economics/banked-vs-unbanked-is-nigeria-ready-for-a-cashless-economy/) - As at 2020, only 51% of Nigeria's population had formal access to financial services. This indicates a need for greater access to financial services for the Nigerian population. Today, about 36% of Nigeria's adult population currently conduct financial transactions outside the banking system (Source: EFInA). This means approximately 59 million Nigerians depend on cash to
- [2023 National Assembly Election Results: Senate](https://234intel.com/politics/2023-national-assembly-election-results/) - The National Assembly now has a total of seven (7) political parties represented, with the APC holding the highest number of seats. However, the party still needs more seats to enjoy two-thirds majority of the senate wing.
- [2023 National Assembly Election Results: House of Representatives](https://234intel.com/politics/2023-national-assembly-elections-house-of-representatives/) - Here's an overview of the House of Representatives Elections, with Labour Party coming in from behind to win 35 seats in 2023 from just 1 seat in 2019.
- [2023 Presidential Election: Poll Prediction Scorecard](https://234intel.com/politics/2023-presidential-election-poll-prediction-scorecard/) - Our team's expert analysis and predictions for the 2023 Presidential Elections resulted in an impressive 27 out of 36 States & the FCT being predicted correctly. Here’s an overview of our poll and our full report. https://t.co/3kPyvwYplM
- [2023 Nigerian Presidential Elections: Voter Turnout Report](https://234intel.com/politics/2023-voter-turnout-report/) - Nigeria has over 93 million registered voters, but only about 87 million collected their PVCs. Out of those who collected their PVCs, only 24.9 million people voted in the presidential elections, resulting in a turnout rate of 28%. This is the lowest turnout rate in Nigeria's electoral history.The low turnout rate can be attributed to
- [Nigerian Presidential elections: Insights Report - Data and Intelligence Company](https://234intel.com/politics/nigerian-presidential-elections-insights-report-data-and-intelligence-company/) - [pdf-embedder url="http://234intel.com/wp-content/uploads/2023/02/compressed-Jan_Poll-Report-1_13522541_13523574.pdf"] The Nigerian Presidential Elections Insight Report provides a comprehensive analysis of the 2023 elections in Nigeria. It is the culmination of a year’s worth of data collection, polling and analysis around Nigeria’s elections. The report covers the socio-political landscape, major players, and key outcomes of the elections. It aims to make sense of
- [Growth of Nigeria’s Fintech Industry](https://234intel.com/consumer-behaviour/growth-of-nigerias-fintech-industry/) - Nigeria is a major adaptor of financial technology and has seen a significant increase in the number of startup companies over the past 5 years. From a paltry 12 companies in June 2008, the industry currently comprises 240 companies operating across the financial services value chain, from digital wealth management and credit-tech to payment and
- [Who Did Nigerians Prefer before the Primaries?](https://234intel.com/politics/who-did-nigerians-prefer-before-the-primaries/) - A Pre-Primary Poll was conducted by 234Intel from April 17 to May 9th, 2022 with a country-wide random sample of 4,161 potential voters randomly selected from a pre- designed walk-list of targeted enumeration areas across all 36 states in the federation and the FCT.Across the country, Yemi Osinbajo was the most popular candidate as 28%
- [Socio-Economic Outlook: Key Issues that faces the Next President of Nigeria in 2023](https://234intel.com/economics/socio-economic-outlook-key-issues-that-faces-the-next-president-of-nigeria-in-2023/) - Nigeria is the most populous black nation on Earth, rich in diversity and culture with over 300 ethnicities living together across all 36 states and the FCT.The country is known for its abundant supply of natural and human capital resources.Nigeria is also the largest economy in Africa and 27th Largest in the world, with a

## Pages

- [Publications](https://234intel.com/)
- [HOR Contacts](https://234intel.com/hor-contacts/) - Search for the contact information of your favourite House of Representative Member
- [Discover Nigeria with Love](https://234intel.com/discover-nigeria-with-love/) - [qsm quiz=1]
- [Contact](https://234intel.com/contact-2/) - Send a message Please enable JavaScript in your browser to complete this form.Name *Email *Message *PhoneSubmit Get In Touch Reach Us Lagos, Nigeria​ socials@234intel.com Call us Toll Free +234-800-1234-567 Don’t miss an insight. Sign up to our newsletter. Subscribe Today
- [2023 Fintech Report](https://234intel.com/2023-fintech-report/) - CLICK THE LINK BELOW TO DOWNLOAD 2023 Nigerian Fintech Report 1 file(s) 2.82 MB Download An Overview Perspective on Nigeria’s Growing Fintech Industry “234 Intel’s 2023 Fintech report is a one-of-a-kind resource that offers the most comprehensive, accurate, and reliable intelligence on trends, activities, and issues shaping Nigeria’s Fintech landscape. It serves as essential reading
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- [About](https://234intel.com/about-2/) - About 234Intel Over the years, 234Intel has conducted several research studies, polls and monitored key events across Nigeria. Who Are We 234Intel is a full-service research and intelligence consulting company offering the most comprehensive, accurate and reliable real-time intelligence on trends, attitudes, and issues shaping Nigeria.We are dedicated to improving how high-quality data and insights
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## Downloads

- [December in Nigeria: Inflation Tracking Report](https://234intel.com/download/december-in-nigeria-inflation-tracking-report/)
- [Polycystic Ovary Syndrome (PCOS) in Nigeria](https://234intel.com/download/polycystic-ovary-syndrome-pcos-in-nigeria/)
- [The Trajectory of Investors in African Tech Ecosystem](https://234intel.com/download/the-trajectory-of-investors-in-african-tech-ecosystem/)
- [The Japa Phenomenon Report](https://234intel.com/download/the-japa-phenomenon-report/)
- [2023 Nigerian Fintech Report](https://234intel.com/download/2023-nigerian-fintech-report/)

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- [Hospitality](https://234intel.com/category/hospitality/)
- [Information](https://234intel.com/category/information/)
- [Sports](https://234intel.com/category/sports/)
- [Reports](https://234intel.com/category/reports/)

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- [234intel Fintech Report](https://234intel.com/downloads/234intel-fintech-report/)